![Must qualify for a minimum credit line of $500. [3] Bonus Offer: Earn $200 cash back [1,5] after you make $1,000 or more in purchases during the first 3 billing cycles following account opening. Card Benefits: Earn at least 1% cash back on purchases [2] everywhere. Plus, Earn: 4% on Gas station purchases. 3% on Restaurant purchases.. Pimslur](/img/512x512/1549232729762.webp)
The Chase Freedom Flex Credit Card is an excellent option for those seeking high cash back rates and a diverse rewards program. It provides an impressive introductory 0% … TTY 1-800-952-0450. Benefits Counselors are available Monday through Friday, 9:00am to 9:00pm eastern time. 1-877-372-3337. Federal Flexible Spending Account Program provides tax-advantaged FSAs that save Federal employees on health and dependent care expenses. Determine your eligibility for this benefit. Yes, the Freedom Flex card is entirely separate from the Chase Freedom® card. So if you have, or have had, the Freedom card already, you’re still eligible to apply and receive the welcome bonus on the Freedom Flex card. You also have the option of calling Chase to product change your Freedom card into the Freedom Flex card.How do I apply for this program? Eligible employees can enroll in FSAFEDS during the annual Federal Benefits Open Season in November and December. New and newly …Holding a Chase Sapphire Preferred® Card earns you a 25% bonus when you redeem points this way. If you have a Chase Sapphire Reserve®, you’ll get a 50% bonus. For example, 100,000 Chase ...A Flexible Spending Account (FSA, also called a “flexible spending arrangement”) is a special account you put money into that you use to pay for certain out-of-pocket health …Feb 14, 2024 · You can apply for a Medicare flex card during the open enrollment period when you elect your Medicare Advantage plan benefits. How long it takes to get approved and when you can start using... The Chase Freedom Flex℠ is one of the best cash-back credit cards around thanks to phenomenal earning rates across a variety of spending categories, all with no annual fee to worry about. Plus, the card becomes even more valuable when you also have a card that earns transferable Chase Ultimate Rewards points. Card Rating*: ⭐⭐⭐½.Membership Fee. The Bank charges Membership Fee to be determined by the Bank for use of the Card and/or the other facilities and services which may from time to time be made available to the Cardholder and/or for the maintenance and administration of any balance or transaction on the Card. The Cardholder agrees to pay said fee, which may be charged …Step 1: Determine Your Needs And Preferences. Before applying for a Flex Card, it's essential to assess your financial needs and preferences. Consider factors …Blue Advantage members will get a personal prepaid Flex Card to help cover certain healthcare expenses such as: Prescription hearing aids. Eyewear. Over-the-counter health-related products. …Annual card fee. $59. Card type. Low Rate. Our Low Rate Card provides a low interest purchase rate plus a low annual card fee to help trim your credit card costs. Choose your offer: 28-month balance transfer OR up to $350 cashback (min. spend applies). Check out our Low Rate card page for details. Compare.Allowance limits may apply. Some vision services are covered separately. Check your Evidence of Coverage for details, or give us a call. While phone number and portal will be available on December 1st, 2023, you will not be able to use your flex card until January 1st, ... MA Flex Card Orders 4613 N. University Drive, #586The flex card advertising makes statements that cause beneficiaries to assume that money from Medicare, up to $2,880, would be transferred to a flex card. This, however, is not the case. While ...AT A GLANCE. Earn cash back for every purchase. Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate. Plus, earn 5% cash back on travel purchased through Chase …With Amazon Flex Rewards, you earn points by making deliveries. As you earn more points, you’ll level-up and gain access to new rewards. You’ll have access to exclusive discounts on a wide range of categories like gas, roadside assistance, and car maintenance, in addition to cash back on everyday purchases through our Amazon Flex …The $0.03 per gallon promotional rebate is based on your billing cycle and ends 180 days after the WEX Flex Card account is issued. Rebates for this program are subject to change at any time. Rebates are based on the number of gallons purchased at WEX accepting locations each month with the WEX Flex Card. Rebates not available at all merchants.During processing, the Flex Card will cover eligible expenses up to the dollar amount limit associated with the card or the cost category. If there’s still a balance due, seniors can …Standard individual flex request. For non-hotel requests, for individual members: Please include: Standard health-related flexible services request. Medical documentation (care plan, progress notes, chart notes, etc.) and information about the member’s diagnosis. Items that are needed on a repeating basis — like gym memberships, phone ... About Your Blue Advantage Flex Card Plan members receive a Flex Card (prepaid debit card) to use to pay for certain healthcare expenses, including: Benefit restrictions/maximums apply. Over-the-counter allowances may be monthly or quarterly depending on your plan. All allowances must be used within the given period and will not roll over. Let's delve into the key benefits of using the Anthem Flex Card. 1. One Card for Multiple Expenses. The Anthem Flex Card allows you to consolidate various eligible expenses onto a single card, eliminating the need to juggle multiple cards or payment methods. This all-in-one solution streamlines the management of healthcare, dependent … The Senior Citizen Flex Card is a prepaid debit card offered by private Medicare Plans. It helps seniors cover out-of-pocket expenses related to healthcare. To apply for the flex card, seniors must meet the eligibility criteria. The application process involves enrolling in a Medicare Advantage plan that offers the flex card benefit. Dec 14, 2021 · The Flex Card Is Linked to a Medicare Advantage Plan. The name flex card harkens to what some of us know as a flexible spending account that reimburses for medical expenses. This card, though, has to be linked with a Medicare Advantage Plan that does actually cost money. As a senior who has qualified for Medicare, you must choose a Medical ... Follow the instructions to complete the Debit Card Application if you wish to obtain a card. If you do not see such a button, then your employer has chosen not to provide debit card access. Related Links. ... TIP: Carry the ASI Flex Wallet Card with you to show the provider. Each time you use the card, ask the health care ...Published: April 9, 2023. Last updated: November 5, 2023. Flex cards are a convenient and practical financial solution for seniors, offering Flexibility and a range of benefits tailored …Spending is definitely more rewarding with an RCBC Flex Visa credit card. Apart from earning 2x rewards points on dining, clothing, travel, or transportation spend, you also get free travel insurance with this card. Now you have a card you can flex to everyone. See Moreexpand_more.Updated 13 February 2024. The Westpac Flex Credit Card is a no interest credit card that offers access to Westpac Extras and Rewards. You’ll pay no late or foreign transaction fees ever; there’s just a $10 monthly fee when you have an outstanding balance. Only available to existing Westpac customers.Must qualify for a minimum credit line of $500. [3] Bonus Offer: Earn $200 cash back [1,5] after you make $1,000 or more in purchases during the first 3 billing cycles following account opening. Card Benefits: Earn at least 1% cash back on purchases [2] everywhere. Plus, Earn: 4% on Gas station purchases. 3% on Restaurant purchases.How it works. Payment flexibility * Our flexible financing helps make your purchase more affordable. Even split. Break up your purchase into affordable equal monthly payments. …From making the most of your cash back credit card, to using your credit card overseas – find out how you can boost your finances and your lifestyle. Compare Citi credit card offers or login to your existing account. Explore a variety of features and benefits you can take advantage of as a Citi credit card member.Rewards Program Agreement. empty checkbox Compare the Southwest Rapid Rewards Premier Business Credit Card. Find the best business credit card from Chase. Get rewarded on business expenses with sign up bonus offers, cashback rewards, airline miles, and more on all your business purchases. Apply today.Allowance limits may apply. Some vision services are covered separately. Check your Evidence of Coverage for details, or give us a call. While phone number and portal will be available on December 1st, 2023, you will not be able to use your flex card until January 1st, ... MA Flex Card Orders 4613 N. University Drive, #586You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. 9 months 0% interest on purchases does not apply if you use the instalment plan. +The interest rate on money transfers is same as the standard purchase rate on your card and you can transfer from €100 up to ...Freedom Flex lets you shop strategically for bigger rewards. Earn 1% on everything, plus 5% cash back on rotating quarterly bonus categories, 5% on travel, 3% on dining, and 3% on drugstore shopping. And Freedom Flex is easy to use—we’ll remind you when new bonus categories kick in, and once you activate, rewards are automatic.1. Check your account balance. You can view your transaction history, current balance, claim status and more by logging in to myflexaccount.com or via our convenient mobile …Write to us. [email protected]. [email protected] (for Vetta, Zenith & Zenith + customers) Apply for Credit Card with No Annual Fee, Instant Approval, Cashback Rewards, and More! Compare Credit Cards with Device Protection and No Joining Fee. No Credit Score Required.1. Choose a Card. Choose the right RCBC Credit Card for you. 2. Apply Online. Accomplish the online application form, submit documentary requirements and digitally verify yourself. 3. Verification. We’ll get in touch with you … Step 2: Download the Amazon Flex app. An orange Amazon Flex app download screen will display, and you will be prompted to download the Amazon Flex app directly to your phone in the file format .apk. The .apk file extension is a Google Android app file used to install apps on Android phones. Step 3: Confirm download. 20 October 2021. Westpac has today announced it will launch a new zero interest credit card ‘Flex’ later in the year to provide customers with more flexibility and control in managing their money. The digital card will allow customers to access $1,000 credit with no interest on purchases, no late payment fees, and no foreign currency fees 1.The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide. Find out more about the FSCS – PDF, 2MB (opens in a new window) Our Flex Instant Saver is an instant access savings account, just for our current account members.SABC Flex Card Application SABC Flex Card Application. Benefits. Files. SABC FlexCard Application with Instructions.pdf. Find Human Resources Management on Facebook; Find Human Resources Management on Instagram; Find Human Resources Management on X Twitter; Find Human Resources ...Let's delve into the key benefits of using the Anthem Flex Card. 1. One Card for Multiple Expenses. The Anthem Flex Card allows you to consolidate various eligible expenses onto a single card, eliminating the need to juggle multiple cards or payment methods. This all-in-one solution streamlines the management of healthcare, dependent …The Medicare flex card is a prepaid debit card that helps eligible seniors pay for out-of-pocket healthcare costs and other approved items. Medicare does not issue the flex card. To get the card, you’ll need to enroll in a Medicare Advantage plan that offers the program. Not everyone in a Medicare Advantage plan will qualify for a flex card. The Flex Card is a simple way to pay for qualified expenses without having to pay anything out-of-pocket. Best of all, one debit card can provide access to all Flex Accounts – FSA, HSA, HRA and Commuter.* How it Works Your Flex Card gives you easy access to the funds in your Flex Account by swiping the card at the point of sale. From making the most of your cash back credit card, to using your credit card overseas – find out how you can boost your finances and your lifestyle. Compare Citi credit card offers or login to your existing account. Explore a variety of features and benefits you can take advantage of as a Citi credit card member.To qualify for a Flex card for seniors, you typically need to meet the following eligibility criteria: Age Requirement: Most Flex cards for seniors are available to individuals who are 60 years of age or older. Residency: You must be a resident of the country where the Flex card is offered. Credit Score: While credit score requirements vary ...Write to us. [email protected]. [email protected] (for Vetta, Zenith & Zenith + customers) Apply for Credit Card with No Annual Fee, Instant Approval, Cashback Rewards, and More! Compare Credit Cards with Device Protection and No Joining Fee. No Credit Score Required.<strong >We're sorry but My Total Benefits doesn't work properly without JavaScript enabled. Please enable it to continue.</strong >To apply for the flex card, seniors must meet the eligibility criteria. The application process involves enrolling in a Medicare Advantage plan that offers the flex card benefit. It is …Annual card fee. $59. Card type. Low Rate. Our Low Rate Card provides a low interest purchase rate plus a low annual card fee to help trim your credit card costs. Choose your offer: 28-month balance transfer OR up to $350 cashback (min. spend applies). Check out our Low Rate card page for details. Compare.Browse the best credit cards of 2024 for cash back, travel rewards, 0% APR, credit building and more. Find the best one for you and apply in seconds.Debit card; Combined Travel Discount; Popular routes. Amsterdam - Schiphol Airport; Schiphol Airport - Amsterdam; Schiphol Airport - Rotterdam; All popular routes; Special routes. Intercity direct; Night trains; R-net; Taking …Mar 25, 2024 · The Westpac Flex Card gives you a simple alternative to traditional credit cards and buy now pay later (BNPL) plans. It charges 0% interest, $0 late payment fees and 0% foreign transaction fees. Standard individual flex request. For non-hotel requests, for individual members: Please include: Standard health-related flexible services request. Medical documentation (care plan, progress notes, chart notes, etc.) and information about the member’s diagnosis. Items that are needed on a repeating basis — like gym memberships, phone ...Breakdown cover Insurance Product Information Document (IPID) PDF, 76KB (opens in a new window) With FlexPlus, you’ll be charged £13 a month for maintaining the account. Charges can also apply for: Making large payments by CHAPS. Making an international payment. There are no Nationwide charges for using your card abroad. The Flex Card has eligibility criteria that needs to be met. For example, to apply for a Flex card you must be over 18 years of age and live in Australia. If you don’t meet the relevant eligibility criteria, your application won’t be approved. Open the Amazon Flex Debit Card app. Tap on “Deposit”. Tap on “Deposit a Check” and select the account you want to deposit to. Endorse your check by signing your name and writing “For Mobile Deposit Only” on the back. Take a photo of the front and back of your check; the application will guide you through the process.Debit card; Combined Travel Discount; Popular routes. Amsterdam - Schiphol Airport; Schiphol Airport - Amsterdam; Schiphol Airport - Rotterdam; All popular routes; Special routes. Intercity direct; Night trains; R-net; Taking …May 17, 2023 · Reviewed by Amy Albert. MS, PA, CPC. A popular commodity among Medicare beneficiaries, flex cards offer convenient access to Medicare Advantage funds with one quick swipe. Benefits on these cards may include allowances for over-the-counter medications, copays, groceries, and much more, helping cardholders save on out-of-pocket expenses. May 17, 2023 · Reviewed by Amy Albert. MS, PA, CPC. A popular commodity among Medicare beneficiaries, flex cards offer convenient access to Medicare Advantage funds with one quick swipe. Benefits on these cards may include allowances for over-the-counter medications, copays, groceries, and much more, helping cardholders save on out-of-pocket expenses. Spending is definitely more rewarding with an RCBC Flex Visa credit card. Apart from earning 2x rewards points on dining, clothing, travel, or transportation spend, you also get free travel insurance with this card. Now you have a card you can flex to everyone. See Moreexpand_more.Managing Monzo Flex. Missing a Monzo Flex monthly payment. Section 75 Protection and Monzo Flex. How to make a Section 75 claim on Monzo Flex. How do refunds work for Monzo Flex. Managing your money. Defaults and Monzo Flex. The home for everything you need to know about using Monzo.Wells Fargo Reflect® Card. Wells Fargo. Reflect. Card. 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74% or 29.99% variable APR thereafter. Balance transfers made within 120 days from account opening qualify for the introductory rate. $0 Annual Fee. Important Credit Terms.855-949-3319 (TTY: 711) Mon-Fri, 8 a.m. to 8 p.m. Anthem's new Benefits Prepaid Card is a Medicare flex card that makes it easy for you to use your plan benefits to help cover the …Apply to Freedom Flex; Tell me more, about Freedom flex; ... Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. Savings Accounts & CDs. It’s never too early to begin saving. The Chase Freedom Unlimited ® credit card awards 1.5% cash back for every $1 spent on all purchases. You also earn 5% cash back on travel purchases made through Chase Travel SM and 3% cash back on dining purchases at restaurants, including takeout and eligible delivery services, and drugstores. Cash back points can be redeemed through Ultimate ... To apply for the flex card, seniors must meet the eligibility criteria. The application process involves enrolling in a Medicare Advantage plan that offers the flex card benefit. It is …If you’re ready to apply, have questions, or you’re just gathering info, we’re here to help. Call 1-800-395-0812. Mention code *New accounts only, subject to credit approval and applicable law. The $0.03 per gallon promotional rebate is based on your billing cycle and ends 180 days after the WEX Flex Card account is issued.Rewards Program Agreement. empty checkbox Compare the Southwest Rapid Rewards Premier Business Credit Card. Find the best business credit card from Chase. Get rewarded on business expenses with sign up bonus offers, cashback rewards, airline miles, and more on all your business purchases. Apply today.September 27, 2023, 9:47 AM PDT. A Medicare flex card is a debit card, which provides additional benefits for certain health-related services. Getty Images. You may have seen ads by some insurers ...Providers may service UnitedHealthcare ® Medicare Advantage plan members with access to a Flex benefit beginning Jan. 1, 2023. This benefit is a prepaid Visa ® debit card that may be used to enhance or extend … Chase Sapphire Preferred ®Credit Card. Earn 60,000 bonus points. Earn 3X on dining and 2X on travel. $95 Annual Fee. Apply Now Learn more. Compare. Let's delve into the key benefits of using the Anthem Flex Card. 1. One Card for Multiple Expenses. The Anthem Flex Card allows you to consolidate various eligible expenses onto a single card, eliminating the need to juggle multiple cards or payment methods. This all-in-one solution streamlines the management of healthcare, dependent …You agree to the processing of personal data pursuant to your credit card application collected through our application forms or from consumer reports. We may share information about you (except medical) within the Security Bank Group or our affiliates (such as, but not limited to, our partner Bancassurance Companies and their third party …Apr 9, 2024 · The Flex Card benefits are like a credit card specially designed for seniors. Earning rewards points, cash back, and discounts on purchases of the year are just a few of the many advantages of this card. The Flex Card has the potential to raise credit ratings and notify the three main credit bureaus of activities. The Chase Freedom Flex ® cash back credit card allows you to: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Earn 5% cash back on travel purchased through Chase Travel SM. Opens offer details overlay. Earn 3% cash back on dining at restaurants, including takeout and eligible delivery ... The $0.03 per gallon promotional rebate is based on your billing cycle and ends 180 days after the WEX Flex Card account is issued. Rebates for this program are subject to change at any time. Rebates are based on the number of gallons purchased at WEX accepting locations each month with the WEX Flex Card. Rebates not available at all merchants.Breakdown cover Insurance Product Information Document (IPID) PDF, 76KB (opens in a new window) With FlexPlus, you’ll be charged £13 a month for maintaining the account. Charges can also apply for: Making large payments by CHAPS. Making an international payment. There are no Nationwide charges for using your card abroad.How To Apply for a Medicare Flex Card for Seniors. Medicare Advantage plans will not require you to undergo health examinations or answer underwriting health questions, ... Medicare Flex Cards are debit cards offered by private Medicare Advantage providers and insurance companies. Senior beneficiaries can use these pre-loaded cards for certain healthcare purchases ... During processing, the Flex Card will cover eligible expenses up to the dollar amount limit associated with the card or the cost category. If there’s still a balance due, seniors can …Both Freedom-branded cards have an annual fee of $0, and both offer lucrative ways to earn cash back. The choice mostly comes down to rewards: 5% quarterly rotating … Medicare Flex Cards are debit cards offered by private Medicare Advantage providers and insurance companies. Senior beneficiaries can use these pre-loaded cards for certain healthcare purchases ... Like prepaid debit cards, flex cards are loaded with a predetermined amount to cover expenses within a specified time. But they also come with rules on what the money can be used for. You may be able to use your flex card for OTC medications at certain pharmacies, for eyeglasses and contact lenses at … See moreMembership Fee. The Bank charges Membership Fee to be determined by the Bank for use of the Card and/or the other facilities and services which may from time to time be made available to the Cardholder and/or for the maintenance and administration of any balance or transaction on the Card. The Cardholder agrees to pay said fee, which may be charged …To qualify for a Flex card for seniors, you typically need to meet the following eligibility criteria: Age Requirement: Most Flex cards for seniors are available to individuals who are 60 years of age or older. Residency: You must be a resident of the country where the Flex card is offered. Credit Score: While credit score requirements vary ...Download the Flex Card App on your mobile device today to scan items prior to check-out to determine if they will be covered or not. You can also use the app to see …Apr 9, 2023 · Once you have selected the ideal Flex card, follow these steps to apply: Gather Required Documentation: Collect necessary documents, such as proof of income, identification, and proof of residency. Complete The Application: Fill out the application form, either online or by mail, providing all requested information. Apply now until December 31, 2022, and spend at least ₱18,000 within 60 days from card delivery to receive free ₱3,000 SSI shopping e-vouchers. Earn reward points for as low as ₱36 per spend. Exchange your points to air miles and other rewards.Managing Monzo Flex. Missing a Monzo Flex monthly payment. Section 75 Protection and Monzo Flex. How to make a Section 75 claim on Monzo Flex. How do refunds work for Monzo Flex. Managing your money. Defaults and Monzo Flex. The home for everything you need to know about using Monzo.
1. Check your account balance. You can view your transaction history, current balance, claim status and more by logging in to myflexaccount.com or via our convenient mobile …. Gift ya
A Medicare flex card is a preloaded debit card offered by some Medicare Advantage plans that members can use for certain expenses like over-the-counter health items, assistive devices and ... The Flex Card is a simple way to pay for qualified expenses without having to pay anything out-of-pocket. Best of all, one debit card can provide access to all Flex Accounts – FSA, HSA, HRA and Commuter.* How it Works Your Flex Card gives you easy access to the funds in your Flex Account by swiping the card at the point of sale. Standard individual flex request. For non-hotel requests, for individual members: Please include: Standard health-related flexible services request. Medical documentation (care plan, progress notes, chart notes, etc.) and information about the member’s diagnosis. Items that are needed on a repeating basis — like gym memberships, phone ...<strong >We're sorry but My Total Benefits doesn't work properly without JavaScript enabled. Please enable it to continue.</strong >Dec 21, 2023 · Using your Humana Spending Account Card. Once you receive your Humana Spending Account Card in the mail, you must activate it before you can use it. Visit Healthy Benefits +™ or call 855-396-0691 (TTY: 711). You can also view your current balance and find participating retailers. Explore all of Chases credit card offers for personal use and business. Find the best rewards cards, travel cards, and more. Apply today and start earning rewards and cash back.Apply now. EARN 1% ON EVERY PURCHASE, EVERY DAY AND 5% IN QUARTERLY ROTATING BONUS CATEGORIES. Explore Chase Freedom. Freedom Unlimited. … 1. Choose a Card. Choose the right RCBC Credit Card for you. 2. Apply Online. Accomplish the online application form, submit documentary requirements and digitally verify yourself. 3. Verification. We’ll get in touch with you to verify some information on your application. Learn about food assistance programs for seniors and how to apply. Most states offer these programs for older adults who have a low income: Senior Farmers' Market Nutrition Program (SFMNP) - Provides coupons for fresh fruits, vegetables, honey, and herbs. You can use the coupons at farmers' markets, roadside stands, and community farms.I applied the Debit Card in January, and my application got declined due to what they said “identity verification”. I reached out with The supports multiple times and they just gave me useless direction to solve it such as applying through the “Amazon Flex app application” button which disappeared after I clicked and fail to apply in the first place (shown in …The card is issued by your Medicare Advantage company. To use the card, you will first need to determine how much money the private insurance companies loaded onto it. Once you have money on the card, … The Flex Card is a simple way to pay for qualified expenses without having to pay anything out-of-pocket. Best of all, one debit card can provide access to all Flex Accounts – FSA, HSA, HRA and Commuter.* How it Works Your Flex Card gives you easy access to the funds in your Flex Account by swiping the card at the point of sale. The Chase Freedom Flex℠ is one of the best cash-back credit cards around thanks to phenomenal earning rates across a variety of spending categories, all with no annual fee to worry about. Plus, the card becomes even more valuable when you also have a card that earns transferable Chase Ultimate Rewards points. Card Rating*: ⭐⭐⭐½.Apply for a Card. Digital Cash Loan. Access Virtual Card. Activate your Card. Welcome Gift Redemption. e-Gift Redemption. Enjoy a Secured and without Annual Fee Credit Card with RCBC Credit Cards. Turn your Everyday Purchases into …Learn more about the Medicare Advantage plans that include a healthy food allowance (formally healthy food card): Eligible members get a grocery allowance. Buy healthy food online or in person. Shop at plan-approved stores like Walgreens, Walmart, CVS, Kroger. Some plans may cover meal delivery services.Dec 21, 2023 · Using your Humana Spending Account Card. Once you receive your Humana Spending Account Card in the mail, you must activate it before you can use it. Visit Healthy Benefits +™ or call 855-396-0691 (TTY: 711). You can also view your current balance and find participating retailers. As far as I know, the first year annual fee waiver starts the day when you activate the card. July 17, 2023 - July 16, 2024. Which means, on July 17, 2024 - July 16, 2025, i will be charged for my first ever annual fee. Advanced po ang annual fee sa pag kakaalam ko. However, i can be wrong also..